Provider Snapshot
gateway

Authorize.Net

Payment gateway and business payment tools from Visa

Authorize.Net is a long-running payment gateway owned by Visa that helps businesses accept electronic and card payments online, in person, over the phone, and through mobile workflows. Its platform includes recurring billing, digital invoicing, fraud prevention, virtual terminal capabilities, eCheck acceptance, customer profiles, and hosted or API-based checkout options for small and mid-sized businesses.

Merchant fit
Visa, SMB
Primary reach
2 supported markets and 2 currencies
Acceptance surface
Credit Card, Debit Card, eCheck, Apple Pay

At a glance

Implementation Fit

4.4
Headquarters
United States
Settlement
Varies by processor, merchant account, and payment method
Integration
medium
Founded
1996

Developers

Integration surface

Everything a technical team usually needs to evaluate implementation effort.

API Type

SOAP

Integration Difficulty

medium

Webhooks
Sandbox
Recurring Billing
Fraud Detection
Reporting
Multi-Currency

Business

Commercial model and operating profile

A clearer breakdown of pricing structure, settlement, and currency support.

Pricing Model

hybrid

Settlement Time

Varies by processor, merchant account, and payment method

Pricing Details

Authorize.Net offers gateway-only and all-in-one plans with card and eCheck support. Final pricing depends on direct signup path or reseller/merchant account relationship.

Supported Currencies

USDCAD

Capabilities

Core product features

Key merchant-facing functions that usually matter during provider comparison.

Recurring Billing
Invoicing
Mobile SDK
Fraud Detection
Reporting & Analytics
Multi-Currency

Acceptance

Supported payment methods

A scannable view of cards, wallets, local methods, and alternative rails supported by this provider.